There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.
There are many different companies. Here are a few recommendations but please browse around as services and prices vary.
Travelex The “Cancel for Any Reason” upgrade must be purchased within 30 days of the initial deposit/payment of your Covered Trip.
Travel Guard http://www.travelguard.com/ or Travel Insurance Services http://www.travelinsure.com.
American Express also has a good insurance plan for their premiere members.
TEN (Travelers Emergency Network) also offers a yearly membership for Emergency Evacuation Coverage
Medjet Assist 1-800-527-7478
You are required to purchase an insurance, with the minimum requirements listed below, that is valid internationally, and you will be asked to provide proof prior to departure for the trip in order to participate.
We strongly urge you to evaluate your risk and to take out travel insurance that covers the full value of the trip and personal effects in the case of trip cancellation, loss or theft of baggage, and emergency evacuation. If you experience a delay or you cancel or cut short the Trip for any reason, you will lose part or all of the entire sum of the amount paid.
– Trip Cancellation Coverage
– Accident & Sickness Medical Expense Coverage (minimum $100,000 USD)
– Emergency Evacuation & Repatriation of Remains (minimum $200,000 USD)
– Accidental Death / Dismemberment