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Travel Insurance suggestions. 

 

You are required to purchase travel insurance that covers the full value of the trip and personal effects in the case of trip cancellation, loss or theft of baggage, and emergency evacuation. 

 

The information provided hereunder is for informational purposes only. We hold no affiliation with the recommended insurance companies, nor do we endorse any specific provider. Our recommendations are based on independent research and are not influenced by any financial incentives or partnerships. We advise all travelers to conduct their own due diligence and consult with a professional advisor before making any decisions based on the information we provide. We cannot be held responsible for any actions taken based on this information.

 

Links where you can Compare Plans  https://www.travelinsurance.com/  and another here https://www.squaremouth.com/covid-19

 

 

Cancel For Any Reason Coverage Upgrade

 

We would suggest to study a Cancel for Any Reason Insurance. Such an upgrade, includes general fear of traveling, border closures, quarantine restrictions, negative test requirements…

 

Cancel For Any Reason is an upgrade that reimburses up to 75% of the insured trip cost, and typically increases the premium by roughly 40-50%. 

This is a time-sensitive upgrade, and is usually only available within 14-21 days of the first trip payment.

 

 

Some the many events that can be covered today by reliable companies:

 

• Coronavirus Cancellation

• Coronavirus Medical

• Trip Cancellation

• Trip Interruption

• Hurricane & Weather

• Terrorism

• Financial Default

• Employment Layoff

• Cancel For Medical Reasons

• Cancel For Work Reasons

• Medical Evacuation & Repatriation

• Travel Delay

• Baggage Delay

• Baggage & Personal Items Loss

• Missed Connection

 

 

You are required to purchase insurance, with the minimum requirements listed hereunder, that is valid internationally, and you will be kindly asked to provide proof prior to departure for the trip in order to participate.

 

Insurance requirements:

 

– Trip Cancellation Coverage

– Covid cancellation and assistance

– Accident & Sickness Medical Expense Coverage (minimum $100,000 USD)
– Emergency Evacuation & Repatriation of Remains (minimum $200,000 USD)
– Accidental Death / Dismemberment

 

 

HIGH RISK TRAVEL INSURANCE .

 

High Risk Travel Insurance refers to insurance policies specifically designed for travelers going to destinations considered high-risk.

This could be due to various factors such as political instability, ongoing conflict, high crime rates, or severe environmental hazards.

Traditional travel insurance policies typically exclude coverage for travel to such areas, but high-risk travel insurance is tailored to provide protection in these circumstances. This type of insurance usually covers a range of eventualities, including medical emergencies, evacuation, trip cancellation, and sometimes even ransom in the case of kidnapping.

 

 

CAN I GET TRAVEL INSURANCE FOR A DESTINATION WITH A NO TRAVEL GOVERNMENT ADVICE ?

 

The answer is, most times, yes. Some specialized insurance providers offer policies that do cover such travels. These policies are designed for individuals who decide to travel to these areas for specific reasons, such as explorers, humanitarian aid workers, journalists, or business travelers.

It’s crucial to thoroughly read and understand the terms and conditions of these policies, as they may have specific exclusions and require compliance with certain safety protocols.

 

The availability of such Insurance Providers varies depending on your country of origin and residence. 

A search on the internet such as `[“travel insurance for XXXX citizens” to XXXX] will most probably lead you to a provider. This is what we found but it changes constantly. 

 

US Citizens .- – Travelex Insurance 

                              – Travel Insurance Center

 

Canadian Citizens.- https://www.travelguard.ca/